Shares and debentures on the stock market are conventional investment terms. Debt and Equity are generally the two main methods through which the company or businesses use to raise money from the market for expansion and growth. Where a company uses equity to raise finances, the company shares will be issued to the public and those … Read more
What is a Bull Market? A bull market is when a major stock market index rises at least 20% from a recent low. A bull market generally happen during periods when the economy is strong or strengthening. Bull markets are often accompanied by gross domestic product (GDP) growth and falling unemployment, and companies’ profits will be … Read more
Who Are Jobbers? They are professional independent brokers engaged in buying and selling of specified securities in their own name. Jobbers cannot deal on behalf of public and are barred from taking commission. They deal with brokers who in turn transact on behalf of the public. A jobber deals in a limited number of securities which he … Read more
Who Are Wholesalers? A wholesaler is essentially a middleman between a manufacturer and a retail establishment. Wholesalers obtain large quantities of products at a lower price and sell them to retailers or other business, which sell them from their e-commerce sites or storefronts, usually to end consumers. Due to the large quantities purchased from the … Read more
What Is Unit Banking? A unit bank is a type of bank under which banking operations are carried by a single office and they limit their operations to a limited area. Unit banks do not open any branch in other places and is more responsive to local needs. The management and control of unit banks … Read more
What is Monopoly? A monopoly is a market structure characterized by a single seller, selling a unique product in the market. In a monopoly market, the seller faces no competition, as he is the sole seller of goods with no close substitute. In a monopoly market, factors like government license, ownership of resources, copyright and … Read more
What is Life Insurance? Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. For the contract to be enforceable, the life … Read more
Life insurance and general insurance are two types of insurance products that serve different purposes and cover different aspects of risk. Life insurance focuses on providing financial security to beneficiaries in case of the insured’s death or disability, while general insurance covers risks related to property, liability, health etc. The terms, benefits and coverage of … Read more
The common assumption is that California king is larger than the standard king. Surprisingly, this is not true. While the California king is longer than the standard king, it’s less wide, and has less surface area overall. In other words, the main difference between a King and California King mattress is in the width and … Read more
Otters Otters are semiaquatic mammals that belong to the weasel family (Mustelidae) and are noted for their playful behaviour. They are found on every continent except Australia and Antarctica. There are 13 species in total, ranging from the small-clawed otter to the giant otter. Though most live in freshwater rivers, lakes, and wetlands, the sea otter and the smaller marine otter are found in … Read more